^{note 1} These numbers are estimates and are for purposes of illustration only. Values may vary depending on individual circumstances. Results assume consistent transactions monthly and no withdrawals of principal, interest, or bonus, and that automatic transfers occur on the first day of each month. Wachovia's Contribution includes interest earnings based on an Annual Percentage Yield of 5.00% for Year 1 and 2.00% for Years 2 and 3, plus bonuses described below. The Way2Save® account is a variable-rate account and the rate is subject to change after account opening. Fees may reduce earnings. Customers enrolled in the program earn a 5 percent annual bonus in year one, up to $300, and a 2 percent annual bonus in years two and three, up to $300. Bonuses are calculated on an annual basis for the first three years on eligible balances. The eligible balance is equal to the savings contributions for the current year (i.e., the sum of the $1 transfers and up to $1,200 of the recurring transfers) or the Way2Save® account balance, whichever is less.

^{note 2} Electronic payments are online bill payments or automatic debit payments and excludes online payments that post to your account as paper checks.

^{note 3} Mobile service provider download and usage charges may apply.

^{note 4} Based on 4th quarter 2007 American Customer Satisfaction Index results of the largest U.S. retail banks.

Wachovia Bank, N.A., and Wachovia Bank of Delaware, N.A., are Members FDIC.