WACHOVIA VISA^® PLATINUM WITH REWARDS CARD

The Wachovia Visa^® Platinum with Rewards card offers a variety of features designed to meet your individual needs. We have combined personalized service, greater convenience, and all the benefits of your Wachovia relationship into one great credit card.

Special introductory APR—0% fixed APR on balance transfers for six months^1, *
Attractive purchase rates—Ranging from Prime + 2.99% to 13.99%Rate and Fee Information
Rewards Program—Earn and redeem points for great rewards with Wachovia Possibilities Rewards^®
Automatically waived fees—Late fee and overlimit fee each waived once within a rolling consecutive 12-month period^{2, 3}
Personal attention—24-hour assistance from a Wachovia Credit Card Specialist
Purchasing power—Worldwide acceptance at more than 24 million locations
Identity protection—0% Liability for any unauthorized purchases on your card made through Visa network
Overdraft protection—No-fee overdraft protection when you link this card to your Wachovia checking account⁴

The Possibilities Are Endless
With your new Wachovia Visa Platinum with Rewards card, you automatically earn reward points in our no-fee Wachovia Possibilities Rewards^® program. With it, you will earn points every time you make a qualifying purchase.⁵
Register your card in Wachovia Possibilities Rewards, our no-fee awards program. You can link all your eligible Wachovia cards into a single rewards account and watch your points add up faster. You can also earn an average of 10 bonus points per $1 when you shop online through the Earn More Mall^SM on wachoviapossiblities.com. Redeem points for great rewards like travel, restaurant and retail gift cards, merchandise, and more.
*Introductory APRs do not apply to purchases or cash advances. Your rate may increase if your account is consistently past due and we can change the account terms, including fees, at any time for any reason. Payments are applied to low APR balances first.

Email This Page

Printer Friendly Version

¹ 0% fixed APR for six months from the Account Opening Date ("Account Opening") on balance transfer transactions; thereafter your variable Standard Purchase Rate applies to any outstanding balance. Balance Transfer transactions must occur within three months of Account Opening to receive the promotional rate. The 0% fixed promotional APR applies only to balance transfers, and balance transfers and purchases made by using the Promotional Convenience Checks that arrive with your Welcome Kit ("Welcome Kit checks"), and not to card purchases or cash advances. Welcome Kit checks used three months after Account Opening, to do a balance transfer or make a purchase, will post to your account at the Standard Cash Advance APR. The fixed promotional rate may increase if your account is consistently past due or you make your monthly payments late. See "Rate and Fee Information" in the link provided above. Promotional rates end six months after Account Opening.

² After the first waived late fee, each occurrence is $15 for balances up to $99.99; $29 for balances $100-999.99; $39 for balances of $1,000 or more.

³ After the first waived Overlimit Fee, $20 each time the outstanding balance exceeds the Credit Limit during a billing cycle. No more than one Overlimit Fee will be charged in each billing cycle.

⁴ When you link this card to your Wachovia checking account, your Wachovia Credit Card account will not be charged an overdraft fee. The checking account will assess a fee.

⁵ A "Qualifying Purchase" is any signature-based, Internet purchase, phone or mail-order purchase, or bill payment, contactless purchase (purchases made by holding your Visa card or other device up to a secure reader instead of swiping your card) or small dollar purchase for which you are not required to sign, made with an enrolled Wachovia Check Card, Wachovia Credit Card, or both., which is processed or submitted through the Visa U.S.A. Inc processing system. A Qualifying Purchase does not include a purchase made using a Personal Identification Number, balance transfers, cash advances, purchases of money orders or other cash equivalents. Use of Convenience Checks and fees or finance charges do not earn points. Additional restrictions apply.

Subject to approval. Issued by Wachovia Card Services, N.A., Equal Credit Opportunity Lender

WACHOVIA VISA® PLATINUM WITH REWARDS CARD

WACHOVIA VISA^® PLATINUM WITH REWARDS CARD