VEHICLE LOANS

Wachovia offers fast approval and convenient terms on loans for everything from a used car to an airplane. Get pre-approved before you shop, request a same-day or next-day closing, or refinance your existing auto or light truck to better fit your finances.

Purchasing a Vehicle?

Finding the right vehicle can be hard enough. Let us help with the financing. You can apply to purchase a vehicle by phone or by visiting a nearby Wachovia Financial Center. Wachovia vehicle loans offer the following features:

Next-day closings for many vehicles (subject to credit approval)
Up to 100% financing of new or used vehicles
Loans from $5,000 and up
Fixed or adjustable rate terms
Outstanding loan/credit line balances may qualify you for a Crown checking account free of any monthly maintenance fees¹

Refinancing your Existing Vehicle Loan?

Drive a better bargain with Wachovia Dealer Services.² Our Refinance Specialists are standing by to help you find the right solution to fit your monthly finances. Refinance today and one or more of these benefits may be available to you:

Lower your monthly payments
Skip your next car payment³
Reduce your loan interest rate

The application process is quick and easy. Refinance today by applying online.

Terms and Conditions Apply.⁴

Need Help Financing Your Active Lifestyle?

Wachovia can finance more than just your basic transportation. We provide a wide range of programs to suit your specific needs. You can apply by phone or by visiting a nearby Wachovia Financial Center. Financing is available for:

Motorcycles
Recreation vehicles
Watercraft from small boat to yacht
Personal aircraft

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All loans are subject to credit approval, verification and collateral evaluation. Products are not available in all states and are subject to change without notice.

¹ Other customized checking account charges may apply and are the sole responsibility of the account holder.

² Loans originated by Wachovia Bank, National Association or Wachovia Dealer Services, Inc., a subsidiary of Wachovia Bank, National Association.

³ The number of payment free days will depend on your existing loan payment arrangement and your new payment arrangement with Wachovia Dealer Services, Inc.

⁴ All applicants must be 18 years or older. Vehicles must be model year 2000 or newer and have less than 100,000 miles. The minimum loan amount is $7,500 and the minimum loan term is 24 months. Vehicles must be for personal use only.

Offer not valid on existing auto loans with Wachovia Bank, N.A., Wachovia Bank of Delaware, N.A., or Wachovia Dealer Services, Inc. Offer not valid in Alaska, Hawaii, Arkansas, Louisiana, North Dakota and Washington, D.C.

Wachovia Bank, National Association, Member FDIC - Only deposit products are FDIC insured.

All loans subject to credit approval and acceptable collateral. Loans originated by Wachovia Bank, National Association or Wachovia Mortgage, FSB. Not available in all states.

Equal Credit Opportunity Lender

Equal Credit Opportunity Lender

Member FDIC